📞 Call — 727-580-9674
📞 727-580-9674 ✉ turnerhomeinspections212@gmail.com Serving Clearwater & the Tampa Bay Area
🏢 Veteran-Owned | FL Licensed Home Inspector HI 1081 | InterNACHI® Certified | Established 2018
Turner Home Inspection Services — InterNACHI Certified, Clearwater Florida

Complete Home & Insurance Inspection Services for the Tampa Bay Area

Our Services

Complete Inspection Services

From a full general home inspection to Florida's specialty insurance reports — Four Point, Wind Mitigation, Thermal Imaging, and more — Turner Home Inspection Services covers everything Tampa Bay buyers, sellers, and homeowners need to make confident decisions about their property.

A Full-Service Tampa Bay Inspection Experience

Every home is different, and every inspection should be too. Turner Home Inspection Services brings a State of Florida Certified Real Estate Inspector's license, a lifetime of public-service discipline, and a commitment to detailed, honest reporting to every service we offer — so you get the complete picture of your property, every time.

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Our Foundation Service

General Home Inspection

What It Is

The general home inspection is a complete, top-to-bottom evaluation of a home's structure, systems, and safety. It's the service Turner performs most often — and the foundation of every confident home purchase across the Tampa Bay area.

Why You Need It

Buying a home is probably the largest and most exciting investment you'll ever make. A thorough general inspection removes the emotion from the decision and replaces it with facts — the true condition of the roof, structure, HVAC, electrical, plumbing, and every other system. You walk into closing knowing exactly what you're buying.

What's Inspected

  • Roof, flashing & covering condition
  • Attic, insulation & ventilation
  • Foundation & structural components
  • Exterior siding, trim & drainage
  • Electrical system, panels & outlets
  • Plumbing supply & drainage
  • HVAC heating, cooling & ductwork
  • Windows, doors & interior finishes
  • Safety hazards & the lot itself
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Specialty Service • Florida Insurance Requirement

Four Point Inspection

What It Is

A Four Point Inspection is a focused evaluation of the home's four major systems — roof, electrical, plumbing, and HVAC. It's a Florida-specific report many insurance carriers require before they'll write or renew a homeowner's policy, especially on older homes.

Why Florida Homeowners Need It

If your home is over a certain age, your insurance company will likely require a four point inspection to confirm those four systems are in safe, working condition. Turner delivers a clear, carrier-ready report quickly — so you can secure or renew your coverage without delay.

What's Documented

  • Carrier-ready report — accepted by Florida insurers
  • Roof age, condition & remaining life
  • Electrical panel, wiring & capacity
  • Plumbing supply lines & water heater
  • HVAC system age & condition
  • Photo documentation of each system
  • Fast turnaround for insurance deadlines
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Specialty Service • Florida Insurance Discount

Wind Mitigation Inspection

What It Is

A Wind Mitigation Inspection is a Florida-specific report that documents the wind-resistant features of your home — roof shape, roof-deck attachment, roof-to-wall connections, opening protection, and more. The completed report is submitted to your insurance carrier to qualify for premium discounts.

Why Florida Homeowners Need It

In Florida, where hurricanes and tropical storms are an ever-present threat, insurance companies offer significant discounts for homes with wind-resistant features. Many Florida homeowners save several hundred to over a thousand dollars per year on insurance after submitting a wind mitigation report — making this one of the highest-ROI inspections you can get.

What's Documented

  • Significant insurance savings — often $500–$1,500+/year
  • Roof shape & geometry analysis
  • Roof deck attachment evaluation
  • Roof-to-wall connections (truss anchoring)
  • Window & door opening protection
  • Secondary water resistance verification
  • OIR-B1-1802 standard form delivered
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Specialty Service • See the Unseen

Thermal Imaging

What It Is

Thermal Imaging uses infrared camera technology to reveal what the naked eye can't see — temperature differences behind walls, ceilings, and around windows that point to hidden moisture, heat anomalies, and energy loss.

Why Tampa Bay Homes Need It

Florida's heat and humidity make hidden moisture a constant concern, and small problems can turn into major repairs if they go undetected. An infrared scan can catch a leaking pipe, a failing seal, missing insulation, or an electrical hot spot before it becomes an expensive surprise — giving you a clearer, more complete picture of the home.

What's Detected

  • Sees what standard inspection can't
  • Hidden moisture & water intrusion
  • Missing or failing insulation
  • Electrical hot spots & overloads
  • Heat & energy loss around openings
  • Possible plumbing leaks behind surfaces
  • Documented with infrared imagery
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Specialty Service • Insurance & Closing

Roof Certification

What It Is

A Roof Certification is a focused evaluation of the roof's condition and estimated remaining life. It's commonly requested by insurance carriers and lenders to confirm a roof has years of service left before they'll write a policy or close a sale.

Why Florida Homeowners Need It

Roofs take a beating in Florida's sun and storms, and insurance companies want assurance that a roof isn't near the end of its life before they take on the risk. A roof certification gives your carrier — and you — a clear, professional assessment of the roof's covering, condition, and expected lifespan.

What's Evaluated

  • Carrier & lender accepted documentation
  • Roof covering type & condition
  • Estimated remaining roof life
  • Visible damage, wear & leaks
  • Flashing, penetrations & seals
  • Photo documentation of findings
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Bundle & Save

Insurance Inspections

What It Is

Insurance Inspections cover the Florida-specific reports your carrier needs to write, renew, or discount your homeowner's policy — including Four Point, Wind Mitigation, and Roof Certification. Turner can perform them individually or bundle them with a general inspection.

Why Bundle Them

If you're already scheduling a general home inspection, adding an insurance inspection is the smart, cost-effective move — you get everything done in a single visit, and your add-on insurance inspections come at a reduced rate. It's the most efficient way to satisfy your insurer and protect your investment at the same time.

What's Included

  • Reduced add-on rate with a general inspection
  • Four Point Inspection
  • Wind Mitigation Inspection
  • Roof Certification
  • Bundle any two and save
  • Reinspections of repaired systems
  • Carrier-ready reports, fast turnaround

Our Simple 4-Step Inspection Process

From your first phone call to final report delivery, here's exactly what to expect when you hire Turner Home Inspection Services.

1

Schedule

Call or text Joseph at 727-580-9674. We answer your questions and lock in a time that fits your closing or insurance timeline.

2

Inspect

Joseph arrives on time, walks the property top to bottom, and documents every finding with clear photos. You're encouraged to join.

3

Report

You receive a detailed report — full of photos, findings, and clear recommendations — typically the same or next day.

4

Review

Questions after the report? Call Joseph directly. We make sure you understand every finding and feel confident in your next steps.

Four Reasons Tampa Bay Chooses Turner

No franchise packages. No upsells. Just honest, detailed inspections from a veteran-owned, fully-credentialed Florida home inspector — every time.

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Veteran-Owned

A 22-year Navy veteran and 29-year firefighter/paramedic — a lifetime of service and discipline behind every inspection.

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Detailed Reports

Clear, easy-to-read reports backed by thorough photo documentation — usually delivered the same or next day.

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FL Specialty Expert

Four Point, Wind Mitigation, Roof Certification & Thermal Imaging — the insurance inspections Florida homeowners rely on.

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Tampa Bay Local

Veteran-owned in Clearwater since 2018 — serving the greater Tampa Bay area with personal, owner-performed service.

Ready to Schedule Your Tampa Bay Inspection?

Call today • FL Licensed HI 1081 • InterNACHI® Certified • Veteran-Owned • Serving All of Tampa Bay